Bio

Craig Gottwals
Attorney at Law, CA State Bar # 210114
Benefit Consultant, CA State Lic. # 0E00936

As a healthcare policy attorney with an emphasis in employment law and a benefit consultant, Craig Gottwals delivers BB&T-Liberty's clients a unique blend of benefit knowledge and legal expertise. He specializes in benefit cost containment and compliance while working extensively with BB&T-Liberty's financial auditing division.

In addition to providing his clients with the most cost-effective benefit packages and solutions, Craig specializes in PPACA, FMLA, CFRA, Pregnancy Disability Leave, anti-harassment and discrimination practices, and paid family leave management.

He has consulted with over 250 businesses on COBRA, HIPAA, health reform, employee manuals, leave laws, sexual harassment, ADA, and other employment law issues as well as human resource director-level and finance officer recruiting assignments. He successfully negotiated hundreds of carrier rate concessions for his clients over the last decade amounting to well over $2.5 million dollars in premium reductions.

He is a member of the California Bar Association and American Bar Association and has been affiliated with BB&T-Liberty Benefit since 1993.

Gottwals has authored works and served as an expert source on benefit, compliance and health policy matters for LifeHealthPro, Employee Benefit Advisor, Employee Benefit News, the Sacramento Business Journal, the Auburn Journal, California Watchdog, Workspan Magazine, the Phil Cowan Radio Show, the Michael Berry Radio Show and the Armstrong & Getty Radio Show.

Craig's educational work includes instruction for UC Davis, the University of Pacific, McGeorge School of Law, and Lorman's Education Series on a wide range of topics covering human resources, employment law, and benefit plan design and administration. Craig's undergraduate degree is in Managerial Economics from UC Davis and his Juris Doctorate is from UOP's McGeorge School of Law.

1-800-810-2363
ctgottwals@gmail.com


Mission & Purpose To provide BB&T- Liberty clients with the very best and most appropriately tailored benefit packages their budgets will permit by treating every single dollar as though it is the final dollar an ill employee can afford to pay for needed medical coverage. In providing this service, I will fully dedicate myself to supporting my contacts within the organization with the human resource consultation, compliance expertise, and corporate training that allows them to further their career and better their professional lives.


BB&T's Liberty Benefit Ins. Svcs. provides its nationwide clients with the finest and most affordable employee benefit programs available. Operating as a wholly owned subsidiary of BB&T, Liberty Benefit distinguishes itself as the premier insurance brokerage for middle-market groups (100-5,000 employees) in the world.  

The combined entity employers more than 31,000 employees and has over 1800 branch locations representing $11 billion in revenue and $157 billion in assets. BB&T was originally founded in 1872 and is celebrating 140 years in business.  

A Fortune 500 company, BB&T is consistently recognized for outstanding client satisfaction by J.D. Power and Associates, the U.S. Small Business Administration, Greenwich Associates and others. 

Liberty's Auditing Division uses a complex myriad of proprietary financial models to re-underwrite an organization’s health and welfare premium payments. Liberty’s auditing team then works with the applicable insurance carriers to renegotiate the client’s insurance costs ensuring a greater level of actuarial accuracy.

Craig Gottwals delivers benefit, legal, and human resource consulting to Liberty Benefit clients throughout northern California and Nevada. Craig works primarily in Liberty's Sacramento division but also works in the San Francisco bay area and with clients nationwide.


For more information about BB&T Insurance, see BB&T Insurance Services