Friday, February 14, 2014

Can Companies Charge Smokers More for Health Insurance?


Fisher & Phillips suggests that employers who charge smokers more for health-insurance premiums do the following: give workers the chance to qualify for the non-smoker reward at least once a year; provide smoking cessation programs so all employees have a chance at the incentive; decide whether occasional tobacco use or e-cigarette smoking is permitted; and figure out how to discipline employees who lie about their smoker status to get the incentive.

It sounds like employers need to tread carefully here. They should talk to their legal departments about what to do if an employee starts smoking again in the middle of the year. They should also figure out how much authority they have to police their employees.